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Goal Based Financial Planning

A comprehensive solution to families, professionals, and businesses seeking expert guidance in managing their financial matters, ensuring they are best positioned to achieve their unique and tailored financial goals.

A service for individuals, families, and even businesses to get professional assistance to organise their financial affairs so they are best positioned to meet financial and lifestyle objectives for the future.

Goal based financial planning is a comprehensive approach to managing personal finances that revolves around identifying and prioritising specific financial goals.

Portsdown Wealth Management specialises in goal based financial planning and advice, with a tailored approach that is proven to work.

Instead of focusing solely on individual financial products or investments, we will take a look at your entire financial portfolio and make decisions based on where you want to be. We will understand your individual objectives, aspirations and timeframes, and work with you to generate a plan.

The process typically involves the following steps:

  1. Goal identification: We identify your financial objectives, such as buying a house, funding children’s education, saving for retirement, starting a business, or any other specific financial goal.
  2. Goal quantification: Each goal is quantified in terms of the amount of money needed, the target date, and the level of risk tolerance associated with that particular goal.
  3. Financial analysis: A thorough assessment of your current financial situation, including income, expenses, assets, liabilities, and existing investments, is conducted.
  4. Goal planning: Based on the quantified goals and financial analysis, a customised plan is formulated to allocate resources efficiently and work towards achieving each goal.
  5. Investment strategy: An appropriate investment strategy is designed, which aligns with the time horizon, risk tolerance, and financial goals of the individual.
  6. Regular monitoring and review: Progress towards each goal is monitored regularly, and adjustments are made as needed to keep the plan on track.

In a simple way, goal based financial planning is all about making your money work harder for you but ensuring that you plan for the short and long term, as well as making sure that your money is protected for any eventuality.

As an Appointed Representative of St James’s Place Wealth Management, we have a wealth of knowledge and resources available for goal based financial planning. If you are thinking about setting up a tailored plan for your financial goals, but don’t know where to start, contact us for advice and guidance.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Let us contact you

We would love to hear from you here at Portsdown Wealth Management, so why not get in touch using one of the options below or fill out the form.

Phone Portsmouth: 02392 988 840

Phone Canterbury: 01227 206 213


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